DEVELOPMENT ENVIRONMENT — this is not the live application
FCA Regulated (FRN: 1043993) | Instant Delivery
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FCA Regulated
Early access — controlled launch phase

Transparent pricing. No surprises.

M'Cube Pay is FCA-regulated and fully operational. We're onboarding early adopters corridor by corridor while we scale infrastructure ahead of our wider public launch — with live rates and fees shown upfront.

FCA Regulated (FRN: 1043993) Live exchange rates Fees before you pay
Live rate · GBP → CHF 1 GBP = 0.0000 CHF
The M'Cube difference

Your money. Their pocket. Zero drama.

No fee traps. No three-day waits. Just send and go.

£0 Transfer fee

Zero transaction fees

Hidden fees? We don't do those.

What you type is what they get. No sneaky charges, no fine print, no "processing" surprises at checkout.

  • £0 transfer fee on every send
  • Live rate & total shown before you pay
<60s Delivery

60% less waiting

Their phone buzzes before your tea's brewed.

Most Mobile Money transfers land in under a minute — not the 3–5 days your bank still brags about.

  • Under 60 seconds on Mobile Money
  • Delivery time shown before you confirm

Banks charge more and move slower. You deserve better.

Why trust us now

Regulated today. Scaling tomorrow.

We are in a deliberate early-deployment phase: production systems are live, compliance controls are active, and every transfer is processed on the same rails we will use at full scale. Early users help us harden corridors and pricing before our major launch.

  • FCA-authorised payment institution
  • Bank-grade encryption & KYC on every account
  • Human support while we grow
  • Success rate 86.3% on paid transfers
1
Regulatory foundation

FCA registration, AML programme, and partner banking in place.

2
Controlled early access

Live transfers with transparent pricing for early adopters.

3
Full public launch

Expanded corridors, mobile apps, and referral rewards at scale.

Live corridors

What you pay on 100 GBP

Rates and fees pulled from our live currency and charge tables.

Destination Exchange rate They receive Transfer fee
Switzerland CHF
1 GBP = 0.0000 CHF 0.00 CHF Free Send
China CNY
1 GBP = 0.0000 CNY 0.00 CNY Free Send
Czech Republic CZK
1 GBP = 0.0000 CZK 0.00 CZK Free Send
Egypt EGP
1 GBP = 56.2530 EGP 5,625.30 EGP Free Send
Ethiopia ETB
1 GBP = 170.5170 ETB 17,051.70 ETB Free Send
Finland EUR
1 GBP = 0.0000 EUR 0.00 EUR Free Send
France EUR
1 GBP = 0.0000 EUR 0.00 EUR Free Send
Ghana GHS
1 GBP = 16.1700 GHS 1,617.00 GHS Free Send
The Gambia GMD
1 GBP = 400.0000 GMD 40,000.00 GMD Free Send
Croatia HRK
1 GBP = 0.0000 HRK 0.00 HRK Free Send
India INR
1 GBP = 0.0000 INR 0.00 INR Free Send
Kenya KES
1 GBP = 162.0730 KES 16,207.30 KES Free Send
Morocco MAD
1 GBP = 14.8980 MAD 1,489.80 MAD Free Send
Madagascar MGA
1 GBP = 5,480.6970 MGA 548,069.70 MGA Free Send
Nigeria NGN
1 GBP = 2,000.0000 NGN 200,000.00 NGN Free Send
Norway NOK
1 GBP = 0.0000 NOK 0.00 NOK Free Send
Poland PLN
1 GBP = 0.0000 PLN 0.00 PLN Free Send
Rwanda RWF
1 GBP = 1,236.6500 RWF 123,665.00 RWF Free Send
Sweden SEK
1 GBP = 0.0000 SEK 0.00 SEK Free Send
Sierra Leone SLL
1 GBP = 0.0000 SLL 0.00 SLL Free Send
Turkey TRY
1 GBP = 0.0000 TRY 0.00 TRY Free Send
Tanzania TZS
1 GBP = 0.0000 TZS 0.00 TZS Free Send
Uganda UGX
1 GBP = 4,650.9460 UGX 465,094.60 UGX Free Send
United States USD
1 GBP = 1.4550 USD 145.50 USD Free Send
Liberia USD
1 GBP = 1.4550 USD 145.50 USD Free Send
Gabon XAF
1 GBP = 10.7160 XAF 1,071.60 XAF Free Send
Cameroon XAF
1 GBP = 10.7160 XAF 1,071.60 XAF Free Send
Equatorial Guinea XAF
1 GBP = 10.7160 XAF 1,071.60 XAF Free Send
Central African Republic XAF
1 GBP = 10.7160 XAF 1,071.60 XAF Free Send
Republic of the Congo XAF
1 GBP = 10.7160 XAF 1,071.60 XAF Free Send
Chad XAF
1 GBP = 10.7160 XAF 1,071.60 XAF Free Send
Anguilla XCD
1 GBP = 4,650.9460 XCD 465,094.60 XCD Free Send
Niger XOF
1 GBP = 10.7160 XOF 1,071.60 XOF Free Send
Togo XOF
1 GBP = 10.7160 XOF 1,071.60 XOF Free Send
Senegal XOF
1 GBP = 10.7160 XOF 1,071.60 XOF Free Send
Burkina Faso XOF
1 GBP = 10.7160 XOF 1,071.60 XOF Free Send
Mali XOF
1 GBP = 10.7160 XOF 1,071.60 XOF Free Send
Côte dIvoire XOF
1 GBP = 10.7160 XOF 1,071.60 XOF Free Send
Guinea XOF
1 GBP = 10.7160 XOF 1,071.60 XOF Free Send
Guinea-Bissau XOF
1 GBP = 10.7160 XOF 1,071.60 XOF Free Send
Benin XOF
1 GBP = 10.7160 XOF 1,071.60 XOF Free Send
South Africa ZAR
1 GBP = 0.0000 ZAR 0.00 ZAR Free Send
Zambia ZMW
1 GBP = 0.0000 ZMW 0.00 ZMW Free Send
Zimbabwe ZWL
1 GBP = 0.0000 ZWL 0.00 ZWL Free Send

Rates refresh from our database and may change before you confirm a transfer. Final amounts are always shown in the send flow before payment.

Mid-market style rates

Competitive FX with no hidden spread markups in the send flow.

Fee transparency

See exchange rate, fee, and deliverable amount before you commit.

Mobile money & bank

Pay by bank transfer; recipients get mobile money or bank payout.

Early-access support

Direct access to our team while we scale — your feedback shapes the product.

Join early. Send with confidence.

Create your account in minutes and be part of the community helping us launch right.

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